{
  "schemaVersion": "2025-06-18",
  "name": "ICHRA Savings WebMCP",
  "description": "Live ICHRA vs small-group savings tools for browsing AI agents. Look up county-level and state-level savings from 2026 Ideon data cross-verified against CMS files.",
  "endpoint": "https://ichrasavings.com/mcp",
  "transport": "http",
  "documentation": "https://ichrasavings.com/",
  "tools": [
    {
      "name": "ichra_county_savings",
      "description": "Look up ICHRA vs small-group savings for a US county. Returns the individual-market benchmark premium, the small-group benchmark premium, the percent savings, and the annual dollar savings per employee (2026 plan year). Pass county and state; if multiple counties match, the closest is returned.",
      "inputSchema": {
        "type": "object",
        "properties": {
          "county": { "type": "string", "description": "County name, e.g. 'Franklin' or 'Morrow County'" },
          "state": { "type": "string", "description": "2-letter state abbreviation, e.g. 'OH'" }
        },
        "required": ["county"]
      }
    },
    {
      "name": "ichra_state_summary",
      "description": "Summarize ICHRA savings for a US state: number of qualifying counties, average and maximum percent savings, and the highest annual per-employee savings (2026 plan year).",
      "inputSchema": {
        "type": "object",
        "properties": {
          "state": { "type": "string", "description": "State name or 2-letter abbreviation, e.g. 'Ohio' or 'OH'" }
        },
        "required": ["state"]
      }
    },
    {
      "name": "ichra_top_counties",
      "description": "Return the top N US counties by ICHRA savings percentage (2026 plan year). Optionally filter by state.",
      "inputSchema": {
        "type": "object",
        "properties": {
          "limit": { "type": "integer", "description": "How many counties to return (default 10, max 50)" },
          "state": { "type": "string", "description": "Optional 2-letter state abbreviation to filter by" }
        }
      }
    }
  ]
}