:root{--primary: #1B6B93;--primary-dark: #144E6B;--primary-light: #2E8BC0;--primary-50: #E8F4F8;--primary-100: #D3E8F1;--savings: #15803D;--savings-bright: #2ECC71;--savings-bg: #EAF7EF;--savings-border: rgba(21, 128, 61, .18);--accent: #F39C12;--accent-dark: #E67E22;--ink: #0F172A;--ink-2: #1E293B;--muted: #475569;--muted-2: #64748B;--line: #E2E8F0;--line-2: #CBD5E1;--white: #FFFFFF;--cream: #FBF9F4;--cream-2: #F4EFE6;--gray-50: #F8FAFC;--success: #10B981;--warning: #F59E0B;--error: #EF4444;--font-display: "Fraunces", "Georgia", "Times New Roman", serif;--font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--sp-1: 4px;--sp-2: 8px;--sp-3: 12px;--sp-4: 16px;--sp-6: 24px;--sp-8: 32px;--sp-12: 48px;--sp-16: 64px;--sp-20: 80px;--sp-24: 96px;--r-sm: 8px;--r-md: 12px;--r-lg: 18px;--r-xl: 26px;--r-full: 9999px;--sh-sm: 0 1px 2px rgba(15,23,42,.06);--sh-md: 0 6px 18px -6px rgba(15,23,42,.14);--sh-lg: 0 20px 45px -20px rgba(15,23,42,.28);--sh-teal: 0 18px 40px 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var(--sp-6)}.container--narrow{max-width:760px}.container--wide{max-width:1320px}.section{padding:var(--sp-24) 0}.section--sm{padding:var(--sp-16) 0}.section--cream{background:var(--cream)}.section--gray{background:var(--gray-50)}.section--teal{background:var(--primary);color:#eaf4f9}.section--teal h2,.section--teal h3{color:var(--white)}.section-head{max-width:640px;margin:0 auto var(--sp-12);text-align:center}.section-head p{color:var(--muted);font-size:1.08rem}.section-head--left{margin-left:0;text-align:left}.eyebrow{display:inline-block;font-family:var(--font-body);font-weight:700;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin-bottom:var(--sp-3)}.grid{display:grid;gap:var(--sp-6)}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.text-savings{color:var(--savings)}.text-primary{color:var(--primary)}.text-accent{color:var(--accent-dark)}.text-muted{color:var(--muted)}.serif{font-family:var(--font-display)}.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 26px;border-radius:var(--r-full);font-family:var(--font-body);font-weight:600;font-size:1rem;cursor:pointer;border:2px solid transparent;transition:transform var(--transition),box-shadow var(--transition),background var(--transition),color var(--transition);line-height:1;text-align:center}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--primary);color:var(--white);box-shadow:var(--sh-teal)}.btn-primary:hover{background:var(--primary-dark);color:var(--white)}.btn-green{background:var(--savings);color:var(--white);box-shadow:0 16px 36px -16px #15803d8c}.btn-green:hover{background:#116932;color:var(--white)}.btn-outline{background:transparent;color:var(--primary);border-color:var(--line-2)}.btn-outline:hover{border-color:var(--primary);color:var(--primary-dark);background:var(--primary-50)}.btn-white{background:var(--white);color:var(--primary-dark)}.btn-white:hover{background:#f2f9fc;color:var(--primary-dark)}.btn-ghost-light{background:transparent;color:var(--white);border-color:#ffffff59}.btn-ghost-light:hover{border-color:var(--white);background:#ffffff14;color:var(--white)}.btn-lg{padding:17px 34px;font-size:1.05rem}.btn-group{display:flex;gap:var(--sp-3);flex-wrap:wrap}.badge{display:inline-flex;align-items:center;gap:7px;padding:7px 15px;border-radius:var(--r-full);background:var(--primary-50);color:var(--primary-dark);font-size:.82rem;font-weight:600;border:1px solid var(--primary-100)}.badge--green{background:var(--savings-bg);color:var(--savings);border-color:var(--savings-border)}.badge svg{width:15px;height:15px}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);padding:var(--sp-8);transition:transform var(--transition),box-shadow var(--transition),border-color 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var(--line)}.stat-row:last-child{border-bottom:0;padding-bottom:0}.stat-value{font-family:var(--font-display);font-weight:600;font-size:2.1rem;line-height:1;color:var(--primary);min-width:96px}.stat-value.green{color:var(--savings)}.stat-label{font-size:.9rem;color:var(--muted)}.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--sp-4)}.metric{text-align:center;padding:var(--sp-8) var(--sp-4);background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg)}.metric .value{font-family:var(--font-display);font-weight:600;font-size:clamp(1.8rem,3vw,2.6rem);line-height:1;color:var(--primary)}.metric .value.green{color:var(--savings)}.metric .label{margin-top:var(--sp-2);font-size:.85rem;color:var(--muted)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--sp-6)}.step{position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);padding:var(--sp-8)}.step--highlight{background:var(--savings-bg);border-color:var(--savings-border)}.step__num{width:44px;height:44px;border-radius:var(--r-full);background:var(--primary);color:var(--white);display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:600;font-size:1.15rem;margin-bottom:var(--sp-4)}.step--highlight .step__num{background:var(--savings)}.step h3{margin-bottom:var(--sp-2)}.step p{color:var(--muted);font-size:.98rem;margin-bottom:0}.ctable{width:100%;border-collapse:collapse;margin:var(--sp-6) 0;font-size:.98rem}.ctable th,.ctable td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line)}.ctable thead th{background:var(--primary);color:var(--white);font-family:var(--font-body);font-weight:600;font-size:.9rem}.ctable thead th:first-child{border-top-left-radius:var(--r-md)}.ctable thead th:last-child{border-top-right-radius:var(--r-md)}.ctable tbody tr:nth-child(2n){background:var(--cream)}.ctable td:first-child{font-weight:600;color:var(--ink)}.faq{display:grid;gap:var(--sp-3)}.faq details{border:1px solid var(--line);border-radius:var(--r-md);background:var(--white);overflow:hidden}.faq summary{padding:18px 22px;font-weight:600;color:var(--ink);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.4rem;color:var(--primary);transition:transform var(--transition);font-weight:400}.faq details[open] summary:after{transform:rotate(45deg)}.faq .faq-answer{padding:0 22px 20px;color:var(--muted);font-size:.98rem}.callout{background:var(--cream);border:1px solid var(--cream-2);border-radius:var(--r-lg);padding:var(--sp-6) var(--sp-8);margin:var(--sp-6) 0}.callout--green{background:var(--savings-bg);border-color:var(--savings-border)}.callout__label{font-size:.82rem;color:var(--muted);margin-bottom:var(--sp-2)}.price{font-family:var(--font-display);font-weight:600;font-size:1.9rem;line-height:1}.price small{font-size:.85rem;font-weight:500}.prose{max-width:720px;margin:0 auto;color:var(--ink-2);font-size:1.06rem;line-height:1.8}.prose h2{margin:var(--sp-12) 0 var(--sp-4)}.prose h3{margin:var(--sp-8) 0 var(--sp-3)}.prose p{margin-bottom:var(--sp-4)}.prose ul,.prose ol{margin:0 0 var(--sp-4) 1.4rem}.prose li{margin-bottom:var(--sp-2)}.prose a{text-decoration:underline;text-underline-offset:3px}.prose blockquote{border-left:3px solid var(--primary);padding-left:var(--sp-4);color:var(--muted);font-style:italic;margin:var(--sp-6) 0}.disclaimer{font-size:.82rem;line-height:1.6;color:var(--muted-2);background:var(--gray-50);border:1px solid var(--line);border-radius:var(--r-md);padding:var(--sp-4) var(--sp-6)}.disclaimer strong{color:var(--muted)}.disclaimer+.disclaimer{margin-top:var(--sp-3)}.mt-0{margin-top:0}.mb-0{margin-bottom:0}.center{text-align:center}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:absolute;left:-999px;top:0;z-index:2000;background:var(--primary);color:#fff;padding:12px 18px;border-radius:0 0 8px}.skip-link:focus{left:0;color:#fff}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}@media(max-width:900px){.grid-3,.grid-4,.steps,.metric-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:640px){.grid-2,.grid-3,.grid-4,.steps{grid-template-columns:1fr}.metric-grid{grid-template-columns:repeat(2,1fr)}.section{padding:var(--sp-16) 0}.btn{width:100%;justify-content:center}.btn-group 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span[data-astro-cid-3ef6ksr2]:nth-child(2){opacity:0}.hdr-burger[data-astro-cid-3ef6ksr2][aria-expanded=true] span[data-astro-cid-3ef6ksr2]:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.mobile-nav[data-astro-cid-3ef6ksr2]{display:none;flex-direction:column;padding:var(--sp-4) var(--sp-6) var(--sp-8);gap:2px;border-top:1px solid var(--line);background:#fff;max-height:calc(100vh - 74px);overflow-y:auto}.mnav-group[data-astro-cid-3ef6ksr2]{display:flex;flex-direction:column;padding:var(--sp-2) 0;border-bottom:1px solid var(--line)}.mnav-heading[data-astro-cid-3ef6ksr2]{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2);padding:8px 8px 4px}.mnav-link[data-astro-cid-3ef6ksr2]{padding:11px 8px;font-weight:600;color:var(--ink-2)}.mnav-group[data-astro-cid-3ef6ksr2] .mnav-link[data-astro-cid-3ef6ksr2]{padding-left:16px;font-weight:500;color:var(--muted)}.mnav-top[data-astro-cid-3ef6ksr2]{border-bottom:1px solid 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span[data-astro-cid-sz7xmlte]{color:var(--primary-light)}.foot-tag[data-astro-cid-sz7xmlte]{margin-top:var(--sp-4);color:#94a3b8;max-width:34ch}.foot-advisor[data-astro-cid-sz7xmlte]{margin-top:var(--sp-4);display:grid;gap:2px}.foot-advisor[data-astro-cid-sz7xmlte] .fa-label[data-astro-cid-sz7xmlte]{font-size:.68rem;letter-spacing:.12em;text-transform:uppercase;color:#64748b}.foot-advisor[data-astro-cid-sz7xmlte] strong[data-astro-cid-sz7xmlte]{color:#fff;font-size:.98rem}.foot-advisor[data-astro-cid-sz7xmlte] .fa-title[data-astro-cid-sz7xmlte]{font-size:.8rem;color:#94a3b8}.foot-contact[data-astro-cid-sz7xmlte]{margin-top:var(--sp-3)}.foot-contact[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:var(--primary-light)}.foot-data[data-astro-cid-sz7xmlte]{margin-top:var(--sp-3);font-size:.78rem;color:#64748b;max-width:40ch}.foot-cols[data-astro-cid-sz7xmlte]{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--sp-6)}.foot-col[data-astro-cid-sz7xmlte] h4[data-astro-cid-sz7xmlte]{color:#fff;font-family:var(--font-body);font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:var(--sp-4)}.foot-col[data-astro-cid-sz7xmlte] ul[data-astro-cid-sz7xmlte]{list-style:none}.foot-col[data-astro-cid-sz7xmlte] li[data-astro-cid-sz7xmlte]{margin-bottom:10px}.foot-col[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:#94a3b8;font-size:.9rem}.foot-col[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover{color:#fff}.foot-legal[data-astro-cid-sz7xmlte]{padding:var(--sp-8) 0;max-width:1000px}.foot-disclaimer[data-astro-cid-sz7xmlte]{font-size:.8rem;line-height:1.7;color:#94a3b8;margin:0 0 var(--sp-3)}.foot-disclaimer-sub[data-astro-cid-sz7xmlte]{font-size:.78rem;line-height:1.7;color:#64748b;margin:0}.foot-disclaimer-sub[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:#94a3b8;text-decoration:underline;text-underline-offset:2px}.foot-disclaimer-sub[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover{color:#fff}.foot-bar[data-astro-cid-sz7xmlte]{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:var(--sp-4);padding-top:var(--sp-6);border-top:1px solid rgba(255,255,255,.1);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:#64748b}.fb-copy[data-astro-cid-sz7xmlte]{font-weight:600}.fb-geo[data-astro-cid-sz7xmlte]{color:#94a3b8;letter-spacing:.08em}.fb-links[data-astro-cid-sz7xmlte]{display:inline-flex;gap:8px;align-items:center}.fb-links[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:#94a3b8;font-weight:600}.fb-links[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover{color:#fff}.foot-bottom-nav[data-astro-cid-sz7xmlte]{display:flex;gap:var(--sp-4);flex-wrap:wrap;padding-top:var(--sp-4)}.foot-bottom-nav[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte],.linklike[data-astro-cid-sz7xmlte]{color:#64748b;font-size:.82rem}.foot-bottom-nav[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]:hover,.linklike[data-astro-cid-sz7xmlte]:hover{color:#fff}.linklike[data-astro-cid-sz7xmlte]{background:none;border:0;cursor:pointer;font-family:inherit;padding:0}@media(max-width:860px){.foot-top[data-astro-cid-sz7xmlte]{grid-template-columns:1fr;gap:var(--sp-8)}.foot-cols[data-astro-cid-sz7xmlte]{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.foot-cols[data-astro-cid-sz7xmlte]{grid-template-columns:1fr 1fr;gap:var(--sp-6) var(--sp-4)}.foot-bar[data-astro-cid-sz7xmlte]{flex-direction:column;align-items:flex-start;gap:var(--sp-3)}}@media(max-width:380px){.foot-cols[data-astro-cid-sz7xmlte]{grid-template-columns:1fr}}.a11y-fab[data-astro-cid-q2bp7gvh]{position:fixed;left:20px;bottom:20px;z-index:1200;width:54px;height:54px;border-radius:var(--r-full);background:var(--primary);color:#fff;border:2px solid #fff;box-shadow:var(--sh-lg);cursor:pointer;display:flex;align-items:center;justify-content:center;transition:transform var(--transition)}.a11y-fab[data-astro-cid-q2bp7gvh]:hover{transform:scale(1.06)}.a11y-panel[data-astro-cid-q2bp7gvh]{position:fixed;left:20px;bottom:84px;z-index:1200;width:320px;max-width:calc(100vw - 40px);background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-lg);padding:var(--sp-6)}.a11y-head[data-astro-cid-q2bp7gvh]{display:flex;justify-content:space-between;align-items:center;margin-bottom:var(--sp-4)}.a11y-head[data-astro-cid-q2bp7gvh] h2[data-astro-cid-q2bp7gvh]{font-size:1.05rem}.a11y-close[data-astro-cid-q2bp7gvh]{background:none;border:0;font-size:1.6rem;line-height:1;cursor:pointer;color:var(--muted)}.a11y-grid[data-astro-cid-q2bp7gvh]{display:grid;grid-template-columns:1fr 1fr;gap:var(--sp-2)}.a11y-opt[data-astro-cid-q2bp7gvh]{display:flex;flex-direction:column;align-items:center;gap:6px;padding:14px 8px;border:1px solid var(--line);border-radius:var(--r-md);background:var(--gray-50);cursor:pointer;font-size:.82rem;color:var(--ink-2);font-family:inherit;text-align:center;transition:var(--transition);position:relative}.a11y-opt[data-astro-cid-q2bp7gvh]:hover{border-color:var(--primary);background:var(--primary-50)}.a11y-opt[data-astro-cid-q2bp7gvh][aria-pressed=true]{border-color:var(--primary);background:var(--primary-50);font-weight:600}.a11y-opt[data-astro-cid-q2bp7gvh] .ic[data-astro-cid-q2bp7gvh]{font-size:1.2rem}.a11y-opt[data-astro-cid-q2bp7gvh] .lvl[data-astro-cid-q2bp7gvh]{position:absolute;top:6px;right:8px;font-size:.7rem;background:var(--primary);color:#fff;border-radius:999px;min-width:16px;height:16px;display:none;align-items:center;justify-content:center}.a11y-opt[data-astro-cid-q2bp7gvh] .lvl[data-astro-cid-q2bp7gvh].on{display:inline-flex}.a11y-reset[data-astro-cid-q2bp7gvh]{width:100%;margin-top:var(--sp-4);padding:11px;border:1px solid var(--line-2);border-radius:var(--r-md);background:#fff;cursor:pointer;font-weight:600;font-family:inherit;color:var(--muted)}.a11y-reset[data-astro-cid-q2bp7gvh]:hover{border-color:var(--error);color:var(--error)}.a11y-note[data-astro-cid-q2bp7gvh]{margin:var(--sp-3) 0 0;font-size:.75rem;color:var(--muted-2)}@media print{.a11y[data-astro-cid-q2bp7gvh]{display:none}}.cc[data-astro-cid-garwan2p]{position:fixed;left:0;right:0;bottom:0;z-index:1500;padding:var(--sp-4)}.cc-inner[data-astro-cid-garwan2p]{max-width:1000px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-lg);padding:var(--sp-6);display:grid;grid-template-columns:1fr auto;gap:var(--sp-6);align-items:center}.cc-body[data-astro-cid-garwan2p] h2[data-astro-cid-garwan2p]{font-size:1.05rem;margin-bottom:6px}.cc-body[data-astro-cid-garwan2p] p[data-astro-cid-garwan2p]{margin:0;font-size:.9rem;color:var(--muted)}.cc-actions[data-astro-cid-garwan2p]{display:flex;gap:var(--sp-3);flex-shrink:0}.btn-cc[data-astro-cid-garwan2p]{padding:12px 20px;font-size:.9rem}@media(max-width:720px){.cc-inner[data-astro-cid-garwan2p]{grid-template-columns:1fr}.cc-actions[data-astro-cid-garwan2p]{flex-direction:column-reverse}.btn-cc[data-astro-cid-garwan2p]{width:100%;justify-content:center}}