We mapped every US county to show exactly where Individual Coverage HRA saves employers real money. Ohio businesses save up to $6,561 per employee per year. Georgia, Indiana, and 15 more states have significant savings zones.
18 states have counties where switching to ICHRA saves employers 20% or more. Click any state for county-level details.
Three steps. No catch. The math works because individual market rates are lower than small group in hundreds of counties.
Cancel your small group health insurance. In Ohio, group premiums average $810/mo per employee.
Give each employee a tax-free monthly allowance to buy their own ACA marketplace plan. You choose the amount.
Employees get the same or better coverage on the individual market at a lower price. You pocket the difference. In the right county, that's thousands per year.
Search 3,000+ US counties to see exactly how much your business can save by switching from small group to ICHRA.