Guides & analysis

The ICHRA blog

Clear, data-backed guides to help employers and employees get the most from an Individual Coverage HRA.

ICHRA in Mason, Ohio 2026: Warren County 62.3%

Warren County's 2026 benchmark runs an estimated 62.3% below small group, about $10,675 a year per employee, the same price as Cincinnati itself.

Oct 11, 2026 · 21 min read

For Employers

ICHRA in Delaware, Ohio 2026: Delaware County 59.6%

Delaware County's 2026 benchmark runs an estimated 59.6% below small group, about $10,624 a year per employee, the same rate as Columbus. See the data.

Oct 10, 2026 · 20 min read

For Employers

ICHRA in Findlay, Ohio 2026: Hancock County 60.4%

Hancock County's 2026 benchmark runs an estimated 60.4% below small group, about $11,564 a year per employee. See the Findlay, Ohio data, sourced.

Oct 8, 2026 · 21 min read

For Employers

ICHRA in Gainesville, Georgia 2026: Hall County 24.2%

Hall County's 2026 benchmark runs an estimated 24.2% below small group, about $2,462 a year per employee. See the sourced data for Gainesville.

Oct 7, 2026 · 20 min read

For Employers

ICHRA in Kentucky 2026: 118 of 120 Counties Qualify

Kentucky's 2026 county data: ICHRA beats small group in 118 of 120 counties, from 7.2% to 34.8% savings. See the 2027 rate filings and the honest limits.

Oct 6, 2026 · 20 min read

For Employers

ICHRA in Mansfield, Ohio 2026: Richland County 52.3%

Richland County's 2026 benchmark runs an estimated 52.3% below small group, about $10,123 a year per employee. See the Mansfield, Ohio data, sourced.

Oct 5, 2026 · 21 min read

Setup

ICHRA for Families: Spouse and Dependent Coverage in 2026

An ICHRA can cover your employee's spouse and kids. The 2026 federal rule lets you vary the budget by family size. Here is the math, sourced.

Oct 4, 2026 · 21 min read

For Employers

ICHRA in Springfield, Ohio 2026: Clark County 58.3%

Clark County, Ohio employers can estimate 58.3% savings vs. small group with ICHRA in 2026: Springfield rate data, worked math, and local context.

Oct 3, 2026 · 21 min read

For Employers

ICHRA in New Hampshire 2026: Manchester Wins, Keene Lags

Manchester-area counties save an estimated 24.4% with a 2026 ICHRA; Keene's tier saves 9.6%. All 10 NH counties qualify. See the sourced county data.

Oct 2, 2026 · 20 min read

For Employers

ICHRA in Hamilton, Ohio 2026: Butler County 62.3%

Butler County's 2026 benchmark runs an estimated 62.3% below small group, about $10,675 a year per employee, tied with Cincinnati. See the data.

Oct 1, 2026 · 20 min read

For Employers

ICHRA in Mount Gilead, Ohio 2026: Morrow County 62.7%

Morrow County's 2026 benchmark runs an estimated 62.7% below small group, $12,121 a year per employee, Ohio's widest dollar gap. See the sourced data.

Sep 30, 2026 · 21 min read

For Employers

ICHRA in Brunswick, Georgia 2026: Glynn County 49.2%

Glynn County's 2026 benchmark runs an estimated 49.2% below small group, about $7,065 a year per employee. See the sourced data for Brunswick.

Sep 29, 2026 · 20 min read

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