The ICHRA blog — page 2
Clear, data-backed guides to help employers and employees get the most from an Individual Coverage HRA.
ICHRA in Warner Robins, Georgia 2026: Houston County 44.3%
Houston County's 2026 benchmark runs an estimated 44.3% below small group, about $6,389 a year per employee. See the sourced data for Warner Robins.
For EmployersICHRA in Valdosta, Georgia 2026: Lowndes County 53.3%
Lowndes County's 2026 benchmark runs an estimated 53.3% below small group, about $8,610 a year per employee. See the sourced data for Valdosta.
For EmployersICHRA in Columbus, Georgia 2026: Muscogee County 39.2%
Muscogee County's 2026 benchmark runs an estimated 39.2% below small group, about $5,579 a year per employee. See the sourced data for Columbus.
ICHRA BasicsICHRA Is Now the CHOICE Arrangement: 2026 Federal Rename
CMS and SBA renamed ICHRA the CHOICE Arrangement in September 2026. See what changed, what stayed the same, and this year's sourced county data.
For EmployersICHRA in Rome, Georgia 2026: Floyd County 49%
Floyd County's 2026 benchmark runs an estimated 49% below small group, about $7,519 a year per employee, above the Georgia average. See the data, sourced.
For EmployersICHRA in Lorain, Ohio 2026: Lorain County 52.5%
Lorain County's 2026 benchmark runs an estimated 52.5% below small group, about $7,999 a year per employee. See the Lorain, Ohio data, sourced.
For EmployersICHRA in Canton, Ohio 2026: Stark County 41.1%
Stark County's 2026 benchmark runs an estimated 41.1% below small group, about $4,692 a year per employee. See the Canton, Ohio data, sourced.
For EmployersICHRA in Sandusky, Ohio 2026: Erie County 63%
Erie County's 2026 benchmark runs an estimated 63% below small group, tied for Ohio's widest gap, about $11,145 a year. See the Sandusky, Ohio data, sourced.
For EmployersICHRA in Albany, Georgia 2026: Dougherty County 52.4%
Dougherty County's 2026 benchmark runs an estimated 52.4% below small group, the widest Georgia city gap yet, about $8,754 a year. See the data, sourced.
For EmployersICHRA in Akron, Ohio 2026: Summit County 38.8%
Summit County's 2026 benchmark runs an estimated 38.8% below small group, the lowest of Ohio's 88 counties, about $4,433 a year. See the data, sourced.
SetupICHRA Affordability Safe Harbors: The 2026 Guide
Three IRS safe harbors decide if your ICHRA is affordable in 2026: FPL, rate of pay, and W-2. See the exact math for each, worked out with real numbers.
For EmployersICHRA in Lima, Ohio 2026: Allen County 60.4%
Allen County's 2026 benchmark runs an estimated 60.4% below small group, about $11,564 per employee a year. See the Lima, Ohio data, sourced.
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