Privacy Policy | ICHRA Savings

ICHRA Savings ("we", "us") respects your privacy. This policy explains what we collect, how we use it, and the choices you have.

Consent-first tracking

Nothing that tracks you runs until you choose. We do not load analytics or advertising/marketing pixels (such as Google Analytics or the Meta Pixel) until you grant consent through our cookie banner. If you select "Reject non-essential," only strictly necessary cookies — those required to remember your choices and keep the site functioning — are used. You can change your choice any time via the link in the footer.

Because health topics can be sensitive, we take a privacy-protective posture: we avoid client-side tracking of health-related activity, prefer consent-gated and server-side measurement, and do not knowingly transmit individually identifiable health information to advertising networks.

Information we collect

Information you give us: name, email, phone, company, and message when you submit a contact or quote-request form.
Usage data (only after consent): aggregate, de-identified analytics about pages viewed and general location, used to improve the site.
Essential data: your cookie-consent choice and accessibility preferences, stored locally in your browser.

How we use it

To respond to your questions and provide an ICHRA savings analysis.
To improve our content and tools.
To meet legal and regulatory obligations.

We do not sell your personal information.

How we contact you

If you provide a phone number and consent, we may contact you by phone, text, or email about ICHRA and health-coverage options. Consent is not a condition of any purchase, and you can opt out at any time (reply STOP to texts, or email us).

Data sharing

We share information only with service providers who help us operate the site and respond to you (for example, email or scheduling tools), each bound to protect it, and where required by law.

Your choices & rights

You may request access to, correction of, or deletion of your personal information, and you may withdraw consent to tracking at any time. To exercise these rights, email mike@ichrasavings.com.

Children

This site is intended for adults making benefits decisions and is not directed to children under 13.

Contact

Questions about this policy? Email mike@ichrasavings.com. See also our Disclaimers and Terms of Service.