ICHRA gives you full control over health benefit costs. Set your budget, let employees choose their plans, and save 20-62% in qualified counties.
Traditional group plans cost more every year and give you less control. ICHRA flips that equation.
Set a fixed monthly budget per employee. No surprise premium increases. No renewal negotiations. You decide exactly how much to spend.
All ICHRA contributions are 100% tax-deductible. No FICA taxes. This means real savings beyond just the premium difference.
Offer competitive health benefits that rival large corporations. Even a 5-person startup can provide meaningful, valued health coverage.
Remote employees in any state simply buy individual coverage in their own market. No complex multi-state group plan needed.
You can offer different ICHRA amounts to different groups:
Enter your location and employee count for an instant savings estimate.