What could your Rome company save?
Four taps. Your estimate uses Floyd County's actual plan year 2026 market data: a $368–$627/mo per-employee gap between the small group and individual markets at the silver benchmark, ages 27 to 50. The county page quotes a wider $340–$627 because it spans every metal tier.
How many employees do you have?
Where is your company located?
Your savings numbers are county-specific — we'll use YOUR county's 2026 rates.
What industry are you in?
Roughly what do you contribute per employee for health coverage?
Not sure? Pick your best guess — the real analysis uses your actual numbers.
When is your next renewal?
Your possible savings — Floyd County, Georgia
$0 – $0 per year
Why could you save this much?
In Floyd County, the same coverage tier costs very different amounts on the two markets employers can buy from. The lowest-cost small group silver plan runs $751–$1279/mo per employee (ages 27–50), while the equivalent lowest-cost individual-market silver plan runs $383–$653/mo — a difference of $368–$627 per employee, per month (2026 plan-year rates, same tier, same age, same county).
An ICHRA lets you fund employees to buy on the lower-priced individual market instead of paying group rates — with the same tax treatment. Your number above is that per-employee difference × your headcount × 12 months, capped at what you told us you contribute today. Not every county has this gap — Floyd County's 2026 rates do.
An honest answer: your county's 2026 numbers don't show a clear gap.
In your county, the lowest-cost individual-market silver plan is not meaningfully cheaper than the small group equivalent this plan year — so a savings-driven ICHRA probably isn't your best move right now, and we'd rather tell you that than show you a made-up number. There can still be reasons to look at an ICHRA (budget control, multi-state teams, participation problems), and the free analysis will give you the real picture either way.
Possible savings shown are an illustrative estimate based on Floyd County's plan-year-2026 rate difference between the individual and small group markets, capped at your stated contribution — not a quote or guarantee. Actual results depend on your employee census, ages, family composition, plan design, and contribution strategy.
Free analysis with your real census. If the numbers don't work, we'll tell you to keep your group plan.
Where should we send your company's actual analysis?
Methodology: individual-market premiums from the CMS Marketplace Public Use Files (plan year 2026); small group benchmarks from Ideon. Same county, tier, age band and plan year on both sides. Estimates are illustrative ranges capped at your stated contribution, never a quote or a guarantee.
Estimator questions
How is my Floyd County savings estimate calculated?
The estimate multiplies your headcount by Floyd County's plan year 2026 per-employee monthly difference between the lowest-cost small group and individual silver plans ($368–$627/mo across ages 27 to 50), capped by the contribution level you select, times 12 months. It is an illustrative range built from county-level market data, not a quote.
Do I have to give contact information to see my estimate?
No. The estimate appears after four multiple-choice taps: employee count, industry, contribution level and renewal timing. Contact details are only requested if you want us to verify the numbers against your actual census.
How accurate is the estimate for my company?
It is directional. Actual results depend on your employee census, ages, family composition, plan design, contribution strategy and participation. The free follow-up analysis uses your real data and produces the real number, and if it does not favour a switch we tell you to keep your group plan.
Plan year 2026 data, same year both markets. Sources: CMS Marketplace Public Use Files (individual market) · Ideon (small group) · BLS QCEW 2024 Q2 (employment).
See what your company could save
County-specific 2026 numbers, about 30 seconds, no contact info needed.
How many employees do you have?
See What My Company Could Save →30-second estimate. No contact info needed.